Jon Oaks Blogs | Lindow Insurance

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Why Renters Insurance is a Good Idea

Renters insurance policies are made to protect your valuable, sentimental, and essential possessions. Simply put, they make things right in case of losses or accidents. Let’s look at why renters insurance is worth considering and explore what kinds of coverage could be a fit for you.

Flood Insurance for Wisconsin Homeowners and Renters: Stop Rain From Draining Your Savings

Just one inch of standing water can cause as much as $25,000 in damage, so playing it safe sounds like a smart move. But how can you know what type of flood insurance policy is best for you?

What Product Liability Insurance Can Do for Your Manufacturing Business

Product liability insurance insulates you from the financial consequences of claims and lawsuits.

The Lindow Analysis: Jon Oaks Shares His Thoughts On The Insurance Industry In 2024

2023 was another challenging year for insurance carriers in the Midwest. Storm frequency and severity along with inflation pressure on replacement and repairs lead to higher than expect losses on the property side of the business. On auto, frequency leveled off but severity continues to be a concern. Juries are awarding huge verdicts to plaintiffs creating higher than expected losses on the auto and umbrella side. We were talking to one carrier in particular who indicated they had 8 losses of $5M or greater open from 2023. They had only had one such loss in 2022 and only 3 in the past 5 years. The following will provide some greater detail about 2023 along with some predictions for 2024 and where things are headed.

Equipment Coverage: When Mother Nature Throws a Wrench in Your Toolkit

As contractors across Shorewood, Wauwatosa, and the greater Milwaukee area gear up for construction’s next busy season, the right protection for their businesses – and all their essential equipment – can have a huge impact on their bottom line.

A Safer Job for You and Your Clients: Why Wisconsin-Based Contractors Need General Liability Insurance

Whether you’re tackling big or small projects – residential or commercial – being a contractor comes with risks, responsibilities, and potential liability. That's why having the right liability coverage can make or break your contracting business, especially in a cold weather state like Wisconsin.

Recreational Vehicle Insurance: Protecting Your Holiday Haul

Motorcycles, snowmobiles, all-terrain vehicles (ATVs), and boats give thousands of Wisconsinites a path to year-round freedom and adventure. Of course, that enjoyment and exploration need to be balanced with responsible ownership and operation. The right insurance will let you legally operate leisure vehicles on our great state’s roads, trails, and bodies of water with maximum peace of mind.

Cybersecurity Insurance: Does Your Business Need It?

Businesses today use the Internet to store, manage, and distribute important – often sensitive – information. While this process has changed the way we work forever, it also makes modern organizations vulnerable to cyberattacks.

Understanding Builder's Risk Insurance with Lindow Insurance

Builder's risk insurance coverage for large commercial projects is difficult to get in Wisconsin's tough contractors insurance market. Lindow Insurance are experienced agents at building builders risk packages that can even cover complex urban development projects.

The Rising Cost of Home Reconstruction in Wisconsin and Its Impact on Homeowners Insurance

Attention Wisconsin homeowners! It's crucial to understand the cost of home reconstruction and its impact on your homeowners insurance.

Staying Ahead: Navigating Rising Homeowners Insurance Rates

Dialing in the details to ensure adequate homeowners insurance coverage at a reasonable price. How the Lindow advantage works in your favor.

How Does Inflation Impact Your Insurance?

We’ve all felt the impact of inflation across all areas of life — but how does inflation impact your insurance premiums?

The Lindow Analysis: Jon Oaks Shares His Thoughts On The Insurance Industry In 2024

A Pulse on Insurance in the Midwest: Insights from Jon Oaks

We're taking a moment to chat about the state of the insurance industry — especially as it relates to the Midwest.

How Do You Insure Adult Children or Family Members Out of The Home?

There are many factors that go into determining insurance coverage for adult children or other family members out of the home. Here's how to do it right.

Trampolines and Swimming Pools: What to Know About Attractive Nuisances

In the insurance world, trampolines and swimming pools are referred to as attractive nuisances. They draw people in, making for additional liability risk.

How Does Your Insurance Coverage Overlap?

Homeowners and auto insurance policies may overlap in the event of a loss - here's how bundling coverage can help in these scenarios.

Should You Spring Into Ridesharing?

If you drive for a ridesharing service, be aware that there are basically four phases of liability that you and your car can be in. Learn how to prepare.