Hidden Risks of Summer Storms in Wisconsin

Summer in Wisconsin brings more than backyard barbecues and lake weekends—it also brings fast-moving storms, strong winds, hail, and heavy rain. These storms often pop up quickly and can cause significant damage to homes, vehicles, and commercial properties. In fact, southern Wisconsin saw several tornadoes and widespread damage just this past June—reminding us how important it is to stay prepared.

At Lindow Insurance, we help Wisconsin homeowners and business owners understand the risks and stay protected with smart, seasonal guidance.

What Summer Storms Mean for Homeowners

Storm damage isn’t always dramatic—but even minor issues like missing shingles or clogged gutters can lead to water intrusion, structural problems, and costly repairs. Here’s how to stay ahead of the weather:

• Inspect your roof and siding: Look for loose or damaged areas before storms arrive. Small repairs now can prevent much larger issues later.
• Secure outdoor items: Grills, patio furniture, and umbrellas can become dangerous in high winds. Bring them in or secure them before a storm.
• Review your homeowners policy: Not all water or hail damage is treated equally - especially if your roof is aging. Know your coverage and deductible ahead of time.

What Business Owners Should Watch For

Businesses face additional risks during storm season, especially when it comes to interruptions, property damage, and liability exposure. Here are a few proactive steps:

• Walk your property: Keep an eye out for vulnerable roofing, outdoor signage, or trees that could damage your building or vehicles.
• Create a storm plan: Know how you’ll secure equipment, communicate with staff, and resume operations after a storm.
• Check your policy: Do you have business interruption coverage? Is your inventory or signage protected? These are important questions to answer before a claim is needed.

Storms Are Getting Stronger...And More Frequent

According to NOAA, Wisconsin has experienced dozens of billion-dollar weather events in the past few decades, many tied to summer storms. And while 2024 was particularly active, early 2025 has already brought high wind and hail activity across the state.

Even so-called “minor” storms can lead to costly claims. That’s why having the right insurance coverage, supported by preventative maintenance, is the best strategy for weathering what’s ahead.

Let’s Make Sure You’re Covered

At Lindow Insurance, we work with clients every day to make sure they’re prepared for the unexpected - whether that means updating a homeowners policy, exploring flood insurance, or ensuring a business is protected against operational disruptions.

Have questions about your storm coverage?
Reach out to our team today. We’ll review your policy and help you find the peace of mind you deserve this summer.